Join early adopters and see why personal finance has never been this simple
Kickstart Your 2026 Financial Journey
Financial freedom starts with understanding. Managing money isn't just for experts or high earners, it's a skill anyone can master. This platform turns financial literacy into clear, actionable steps you can apply today to build lasting confidence and control.
Learn how to track your money, set smarter goals, avoid debt traps, and start saving with intention. Through practical tools, real examples, and interactive dashboards, you'll see your financial story in a new light.
Start small. Learn fast. Build wealth your way.
Download your financial data as a CSV anytime for offline tracking.
Export detailed yearly data from your income and outcome charts with just a click, keeping your financial records accessible and manageable offline.
๐ Quick Access to Key Articles
Explore practical guides to improve your financial life.
Test your financial knowledge and learn in a fun, interactive way.
Your Budget, Your Life Scenarios
Every financial journey starts with understanding your current situation and defining where you want to go. These three life scenarios help you see your spending patterns and plan for a better financial future.
Dependency
Expenses equal or exceed income. Often leads to debt despite high earnings. Recognizing this scenario is the first step toward financial control.
Spending all income, high risk of debt
Care
Income exceeds expenses, allowing gradual savings. Provides financial comfort and security, but wealth accumulation may require additional planning.
Moderate savings, stable finances
Independence
Families invest part of their income over time. Financial literacy and reinvestment allow for wealth creation and security for future generations.
Long-term investments, wealth accumulation
Identify your current scenario and take steps toward independence. Your financial future depends on the choices you make today.
Explore Your ScenarioDiscover Your Financial Values
Understanding your personal values helps you make smarter financial choices. Take this short quiz to discover what drives your spending and saving habits.
Take the Values QuizSee Our Features in Action
Take a sneak peek at our user-friendly dashboard and tools for income, loan, and goal management.
You can import transactions manually (e.g., CSV files), but direct bank connection or automatic syncing is not available yet.
Personal Budget Pyramid
Build a strong financial foundation and grow your wealth step by step. Each level represents a priority, from essentials to long-term goals.
Long-Term Goals
Plan for retirement, investments, and milestones. Example: $50,000 retirement fund.
Start Tracking This GoalRelationships & Growth
Support family, education, and personal development. Example: 20% savings for education.
Start Tracking This GoalSafety & Security
Build emergency funds, insurance, and manage debt. Example: $5,000 emergency fund.
Start Tracking This GoalEssentials
Cover basic needs like food, housing, clothing, and utilities. Example: Monthly budget $2,000.
Start Tracking This GoalYour Financial Dashboard
Gain valuable insights into your financial situation with our dashboard. Track income, expenses, and net income over time to make informed decisions.
Total Income
$12,500
All income sources for the month
Total Expenses
$7,300
All spending tracked this month
Savings %
42%
Percentage of income saved
Debt Ratio
15%
Debt รท Assets (lower is healthier)
Income Overview
Track income trends and seasonal variations.
Expense Breakdown
See where your money goes to save effectively.
Net Income
Compare your income and expenses monthly.
We'd Love Your Feedback!
Share your thoughts and help us improve! Tell us what features you'd love to see or how we can serve you better.
Pricing Plans
Start using our Personal Budget Tracker today. Your current plan is completely free with all essential features included.
Free Plan
$0 / month
- โ Track income & expenses
- โ Visual dashboards & charts
- โ Budget pyramid guidance
- โ Track outcomes
- โ Add your loans
- โ PDF reports
- โ Up to 3 financial goals
Success Stories
Saved for a Dream Vacation
Julia M. from Helsinki, Finland used Simple Budget Tracker to track her freelance income and daily spending. Within 7 months, she saved over โฌ6,000 for a trip to Japan.
"It kept me accountable every single week, I loved watching my savings grow!"
Became Debt-Free in a Year
David R. from Manchester, UK consolidated his credit cards and tracked his spending with the app. He paid off ยฃ9,200 in 12 months.
"The progress charts kept me motivated, it felt great seeing my debt balance drop!"
Built a Strong Emergency Fund
Lena P. from Berlin, Germany automated her savings goals and built a โฌ12,000 emergency fund in under a year.
"Now I finally have peace of mind knowing I'm financially secure."